Retirement Transitions Among Married Couples

Health Insurance and Retirement of Married Couples

Most health insurance in the USA is provided by employers until eligibility for public health insurance (Medicare) begins at age 65. Retiring before 65 exposes workers who lack retiree health insurance coverage to the risk of catastrophic medical expenditure. We solve and estimate a dynamic model of the employment behavior of older married couples that includes risky medical expenditure and hea...

Allocation of time and resources by married couples approaching retirement.

The work and retirement decisions of husbands and wives are likely to be made jointly as they allocate their available resources. This article models the allocation of family wealth and family members' time over the lifetime of the unit. The first section reports simulation results that illustrate the relationship between the value of members' time in both market work and the production of home...

Pension plan participation among married couples.

We present descriptive statistics on pension participation and types of pensions among married couples, using data from the 1996/2008 Panels of the Survey of Income and Program Participation and Social Security administrative records. Previous research has focused on pension coverage by marital status, but has not examined couples as a unit. Because couples usually share income, viewing them as...

Relationship Quality among Cohabiting versus Married Couples

Couples’ Work/Retirement Transitions, Gender, and Marital Quality*

55 Retirement typically has been studied as an individual, principally male status passage, although its effects ripple across family relationships (Szinovacz 1989; Szinovacz and Ekerdt 1995).Today, however, almost half the contemporary workforce is female and the majority of workers are now married to other workers. These trends are strongly affecting both scholarly and cultural conceptualizat...